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 I NEED HELP PAYING BILLS I LOST MY JOB  MAY 27TH  I WENT TO MY CHURCH FOR HELP AND THEY TOLD ME THEY CANT HELP ME NOW ME AND MY HUSDAND ONLY EAT ONE MEAL A DAY SO WE HAVE ENOUGHT FOR MY THREE KIDS NEED HELP NOW 

I have been out of work since June. Now my husband has become ill. We have gotten behind in some of our bills the most important being our house payment. We are a month behind but for us to stay in the house they are asking us to catch up that payment of $1,200 and then pay my March payment of $1000 early. I have ask for help before and all I recieve is bad checks. My bank because of this has closed our account. So what I am asking for is for an honest person that is an American only to help us with this . I need about $2,200.I can No longer take checks so please if you can help send only money orders. I need this help as soon as possible. Don't answer if you are a scam artist! I do not want to be taken advantage of again. If your are honest and can help let me know.

Hello, My name is Allicia. I'm a single mother and disabled veteran. Three years ago I lost the use of my right arm and Lost partial use of my left arm. Several attempts to repair my shoulders by the VA medical center have resulted in more damage leaving me unable to work.

I have worked very hard at maintaining a life for my three daughters through out.  My sudden disability has definately caused a hardship on them and my entire family. They have all done great at helping where they could.

Unfortunately my house payment of fell behind two months during the time that I was waiting for my disability rating from the VA. I am able to pay the payment every month and have managed to get most of my bills current except the two payments on my house.

I recently modified my loan and dont qulify for anther modification.  Now that I am on a fixed income increasing the payment to eventually get caught up is not in my budget. The value of my home has decreased so much that i'm only about $1000 away from being upside down. 

I purchased my home in 2003 for $130K.  In 2006 it was appraised for $201K.  I totally remodeled the house in 2006 and today I owe $146K and it appraises for approx $147. 

My home is all that I have for my children.  I dont want to lose it.  My new fixed income allows for the payment but not the arrears.  My monthly payment is $965.  I owe about $1900 for two monthly payments.

Please, If anyone has any ideas please let me know.  Thank you.

Hi. I'm a mother of 4.  I am single and do have a job. Thankfully.  I have had some major things happen which has resulted in my house being placed in default. I do not qualify for a loan modification because I have not lived here long enough. This is the first home that I was able to purchase on my own after a very abusive marriage.  Anyway, in March my house flooded.  I had some issues with my insurance company because they were billing an escrow account that did not exist.  They sent one check that was issued to myself and the wrong lender. After correcting the error I was still out of pocket over 1/2 of my next paycheck. Then the company that dried our house out  before repairs could start charged me $4000. The quote was not the ending price.  I had to pay that because they said they would press theft of services charges on me.  Well, to make matters worse I was tripped at work and had a concussion. I only missed 3 days of work that month. I was docked almost 800 from my pay.  Then, with my finances already screwy I had $48 left for paying bills that month.  My daughter went into Children's Medical for 2 days and I was out another 3 days that month. I lost another 800... The cycle continues.  Now, in August I was about to partially recover and would be able to get most of the bills caught up to only being 2 months behind. Then someone stole my purse and used my debit card plus I had cash in there from cashing my summer school paycheck.  I am so far in debt now that I don't know what to do. With all of this mess, my credit score has dropped almost 100 pts so I can not borrow any money.  I don't have family that will loan me money.  I have friends but they are all impacted by the economy that they are not able to help.  It's 5 days until school starts.  I was able to get help getting my son some school clothes. My daughter is waiting. My 5 year old son has nothing yet.  No school supplies, not much food left and lights will be turned off in 8 days.  Regardless, I know that I owe the money... But how do I get back on my feet if I'm over drawn before my check goes in and again over drawn after my check is deposited.  Any advice or help is appreciated.

I am thirty years old.  I am married and am a mother to two boys (4 and 6).  I was a teacher until after I had my second son.  I had severe pain that increased down my legs.  To make a long story short I had back surgery when I was 17 from a fall and due to that and pregnancy and life I have several things wrong with my back that my doctors are listing under Lamnectomy Syndrome and Spinal Stenosis.  I am in so much pain that I am on a great deal of strong medications that still don't take all the pain away and unable to walk correctly and do anything but sit, lay and walk short distances.  I went to doctor after doctor including the back research department of Duke.  I finally accepted my doctors and families advice to go on disability.  Due to my age I had to go to court to prove my problems.  I have been approved for disability and am waiting for my paperwork and money.  Last october my husband was laid off and is still desperately looking for one.  My family is in debt from helping us keep our house, feed our kids, and pay water and electricity.  They are unable to help with the house any more, so the bank has let us skip 3 payments in the hope I would get my money by now.  My lawyer said we should have gotten the paperwork and money by now and that we are not the only ones they are taking a long time for.  The bank just told us today that we have to pay $918.00 by August 1.  I don't want to loose my families house that we have had for 9 years.  As soon as I get my money I am going to see what I can do to help other people get there money before they loose everything they had worked for.  I am going to congress if I have to, people should not be treated this way and made to feel scared and worried while someone else has there money.  I have to wait until I get my money in order to do this so I don't make anyone in charge of my money mad and keep my paperwork longer!  So to all those who help me I am going to pay it forward by pushing to make sure this stops happening.  So many people loose everything before they get there money and people need to know and this needs to stop.  Please help me your efforts won't be ignored!  The only thing that keeps me going is my belief in God.  I know he is by my side.  Thank you for any help you can give!

Hi i live in savannah georgia ,, i am a realtor and my husband is a carpenter,, due to this market we have been having a terrible time..  we have 2 kids ,, a daughter who  is is college  on a full tuition thank God  she is  a golfer.. what i need help in  I am trying to get my son a scholarship to he is in 9th grade he also plays golf .. he has a 1 handicap,,  because of this maket i am unable to sign him up for tournament so he can keep his skills up ... the tournaments with expense for going out of town are about 500 a month.. also we need help paying out 622 a mo nth house payment   Please help me email me @ IloveSavannah@comcast.net thanks

hello, first id like to say how ashamed i am for doing this, ive allways been able to take care of my family in one way or the other, but as of 4 months ago i lost my job due to down sizing,  and like most can not find another in a sinking economy. , So here I am, I broke, I have been sent about 5 request to come before the judge for debt, and am severly behind in child support, along with electric,phone,rent,car insurance,and car payment. Unlike some I do not need money to pay for college or money to pay my 3000 dollar haouse payment or 1 month behind on my jag. or bently, I need money to scrape by, to pay for my junk and dump of a house. I dont have alot no extras as far as toys, four wheelers,motorcycles,and so on.   Any help will be great I hate to ask and if need be i would rather work for your help insted of getting hand outs. Xmas is comming and my two kids are counting on santa. At the rate we are going we wont have electric for tree lights or heat on the 25th. Food is running low money even lower, So if any one can help me help my family please do.

I am mother of two beautiful boys, a 4 year old and a new baby just born a month ago. I am not able to return to work for two more weeks and my husband is being laid off from his job as a firefighter in three weeks. We need help making this months house payment and bills which we are behind on. We have no money for food or warm clothes for our new baby. Our house payment is $1366.00 our bills currently add up to $647.00 Any assistance would be greatly appreciated. Please help! God bless.

I am mother of two beautiful boys, a 4 year old and a new baby just born a month ago. I am not able to return to work for two more weeks and my husband is being laid off from his job as a firefighter in three weeks. We need help making this months house payment and bills which we are behind on. We have no money for food or warm clothes for our new baby. Our house payment is $1366.00 our bills currently add up to $647.00 Any assistance would be greatly appreciated. Please help! God bless.

I am a single mom. I lived with an abusive husband for 10 years. I started working in the kitchen at Bojangles 4 years ago when my daughter was old enough to start school. I worked my way up the to be the store manager in a year and half. I was finally making enough money to move out on my own with my daughter. I finally got aapproved for a mortgage loan and we have our first home. Now, My area director resigned on bad terms and so corporate decided to clean house. I am now facing losing everything I have worked so hard for. I have turned everything extra off in the house ie; cell phones etc. I am getting behind on everything. The elect is about to be cut off, and the car is about to be taken. I never go out and splurge or anything, I hate to shop. I am just sitting here worrying my self to death. I have been turned down for every job I have applied for because of  my past records which are over 12 years old now. I can't live down my past even though I have lived on the right track for 12 years. I  don't have friends I never go out and all I want is to live a quite peacful life and to be happy. I will never catch up my bills if I don't get some money and  really fast. My bills aren't even that much. It's took me 10 years to clean up my credit and now it feels like it was all for nothing if I don't  get these bills paid before they go late. Thanks for listening.

HELLO. I NORMALLY DON'T LIKE TO ASK FOR HELP, BECAUSE NORMALLY I DON'T NEED ANY AND USUALLY HELP OUT MY FRIENDS THAT NEED. BUT MY HUSBAND LOST HIS JOB AND HAS JUST FOUND ANOTHER ONE. BUT IN THE MEANTIME THAT HE WAS OUT OF WORK(WITH NO MONEY COMING IN) WE ARE BEHIND IN ALL OF OUR BILLS. BUT THE MAIN ONE I AM CONCERNED ABOUT IS THE HOUSE PAYMENT. I CAN'T AFFORD TO LOSE MY HOUSE. I HAVE TWO BOYS AND WE WOULDN'T HAVE NO WHERE TO GO. IF ANYONE CAN HELP PLEASE, I WOULD MOST GRATEFUL.

THANK YOU ALL WHO LISTEN AND GOD BLESS

I work as an idependent contractor for less than two years.  Unable to get loans even though I have been doing the job for 8 years.  The agency disbanded and we all became independent about 1 year and 2 months ago.  I serve children and families in rural areas of West Virginia as a Child Development Specialist.  While the pay is good, my caseload dropped for a while and I got behind.  I also put over 3,000 miles a month on my car and the gas prices have really hurt me.  I am increasing my caseload, but unfortunately too little too late.  I'm a single mom that just needs a little loan or grant to get me back in control.  I am close to losing my home and car, have not been able to get my gas turned back on.  I maxed out my credit cards getting my "business" up and running.  I would appreciate any advice you could give me. 

                   i have applied for social security dis. and it is taking forever. Icannot work so all my bills are falling behind, i feel like all the government wants to do is put me in the poor house but i desparetly need help to pay my morgage till this goes through.